As we are all aware this year was also challenging for entire Banking industry. Government of India declared demonetization on 8th November 2016 by withdrawing currency note of Rs.500 and Rs.1000. Durring demonitisation period Banks witnessed a surge in deposit due to inflow of money in to the Banking system. As far as our Bank is concern such inflow of money cost additional burden of near about Rs.65 lacs in the form of interest paid to the depositors.